100% Invested

For the first time, I have 100% of my available funds invested. The recent market drop has presented buying opportunities that I've not been able to pass up. So now I'm ready for a market run-up!

I've been able to follow my planned strategy and have observed rules relative to my buy-in price as the basis for making purchase decisions.

Strategy      Rule      Actual
Premium       25%     26.2%
Average        50%     28.1%
Discount       25%     45.7%

So I've actually been able to get in at more attractive prices that I anticipated, so this should provide great yields when I sell.

The big question is...When will I get an opportunity to sell? That hard to say. Obviously, I'm hopeful that the market will turn around soon and I'll be able to cash out these positions. But realistically, this probably will not happen quickly. So I may be dependent upon dividend income for the coming months. That's not so bad, as my current portfolio yields 3.92%, which is not so bad and is above current CD yields.

It's also worth pointing out that I'm not entirely shut out and can continue to invest if prices stay depressed. I have a small CD maturing this month that will roll into the ingestible funds pool and some larger CD maturing in August that will increase my ingestible funds by about 30%. So I'd prefer an immediate market turnaround, but I also have a strategy to continue to buy into an extended bull market.